The purpose of this portfolio is to achieve higher growth then could be achieved through a bank account with lower risk than the Higher Income Portfolio.  The portfolio will invest in a diverse range of funds investing in different asset classes to reduce risk.  Whilst capital preservation is of great importance, the underlying value of the portfolio will fluctuate.  This portfolio is suitable for clients looking to achieve a higher level of growth over the medium term than leaving the money in a bank account.  It is not considered a suitable investment for short term emergency money.

Portfolio benchmark: IA Money Market